Vol. 1 No. 1 (2026)

Articles

• Closing the Financial Divide through FinTech Innovation in Emerging Markets

  Amara Okafor, Elena Petrov, Wei Chen (Author)

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• Blockchain Interoperability for Cross‑Border Payments through Settlement Protocol Analysis

  Marcus T. Chen, Isabelle Moreau, Adebayo O. Olaniyi (Author)

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• Algorithmic Fairness in AI‑Driven Loan Origination through Bias Mitigation Across Demographic Groups

  Aisha Patel, Lukas Schmidt, María Elena Fernández (Author)

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• Smart Contract Security Auditing through Formal Verification and Automated Vulnerability Detection

  Wei Zhang, Martina Fischer, Javier R. Pérez, Nurul H. Abdul (Author)

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• Generative Artificial Intelligence Governance in Financial Services: Managing Hallucination, Bias, and Compliance Risks

  Anna Kowalska, James O. Morgan, Hiroshi Tanaka, Sofía L. Ramírez (Author)

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